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Offline Zero2Cool  
#1 Posted : Saturday, November 3, 2012 5:29:22 PM(UTC)
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My last job I had a 401k, but if I get the job I'm interviewing Tuesday for, they have some 457 Deferred Compensation plan. What the heck is the difference?

This is the best I could find comparing the two, link.


Which is better?

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Offline rabidgopher04  
#2 Posted : Saturday, November 3, 2012 7:35:12 PM(UTC)
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Appears to be a 401(k) equivalent for government employees. I work for a non-profit and it's a 403(b) plan instead of a 401(k), but it's basically the same thing.
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Zero2Cool on 11/3/2012(UTC)
Offline dhazer  
#3 Posted : Sunday, November 4, 2012 7:44:13 AM(UTC)
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Originally Posted by: Zero2Cool Go to Quoted Post
My last job I had a 401k, but if I get the job I'm interviewing Tuesday for, they have some 457 Deferred Compensation plan. What the heck is the difference?

This is the best I could find comparing the two, link.


Which is better?



I am being told the best thing is the roth's so instead of rolling over your 401 put it in an IRA Roth

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Offline zombieslayer  
#4 Posted : Sunday, November 4, 2012 2:54:36 PM(UTC)
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Originally Posted by: dhazer Go to Quoted Post
I am being told the best thing is the roth's so instead of rolling over your 401 put it in an IRA Roth



Yes. Depends on one's age, but since Zero is quite young, Roth IRA is the way to go. Gives you WAY more freedom than a 401k.
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